The Oregon Legislature answered this question in its last session via Senate Bill 91 which allows landlords to require tenants to obtain and maintain renter’s liability insurance with limitations.
One potential problem in the bill is a limitation that insurance may not be required if the household income of the tenant is less than 50% of the area median income, which many landlords of small units will not readily know.
Landlords would be advised to look through the 32 pages of the bill, as included among them are restrictions that prevent landlords from considering (a) prior eviction action(s) when evaluating an applicant if such action(s) was dismissed or (b) certain previous arrests if the arrest did not result in a conviction.
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